You are currently viewing Apple Pay vs. Samsung Pay vs. Google Pay: Which mobile payment system is best?

Apple Pay vs. Samsung Pay vs. Google Pay: Which mobile payment system is best?

Apple Pay vs. Samsung Pay vs. Google Pay

Mobile payments allow you to exchange your watch on a phone or in some cases, a clock Instead of carrying cash and cards, just tap to pay your phone. Currently, three established systems have come from Apple pay, Samsung pay, and Google Pay, although some of the brand’s thrillers like Garmin and Festibit offer their own payment system.

So how does Apple Pay, Samsung Pay and Google Pay compare, and which one is the best?

Mobile Payments Comparison for Apple Pay, Samsung Pay, Google Pay

Samsung Pay

Apple Pay

Google Pay

Samsung Galaxy S9, S9 Plus, Note 8, S8, S8 Plus, S7, S7 Edge, S6 Edge Plus, Galaxy
Note 5, Galaxy S6 and S6 Edge, Gear S2 and S3
Apple iPhone X, iPhone 8/8 Plus, iPhone 7/7Plus, 6/6 Plus, 6S/6S Plus, SE, Apple Watch, MacBook Pro with TouchID, iPad 5th/6th generation, iPad
Air 2, iPad Pro and iPad
Mini 3 and 4
Android phones with NFC and HCE support running KitKat (4.4) or higher
(see note below)
24 countries worldwide27 countries worldwide18 countries worldwide
AuthenticationFingerprint, PIN or irisFaceID or fingerprintFingerprint, PIN, pattern or password
can you use?
Works with NFC, magnetic stripe or EMV terminals, in-app purchasesWorks with NFC terminals, in-app purchases and web purchases in SafariWorks with NFC terminals and in-app purchases
CardsCredit, debit, loyalty and gift cardsCredit, debit and loyalty cardsCredit, debit, loyalty and gift cards

About the availability, after you add your card to one of these mobile wallets you should be able to use them in any country that receives contactless payments as long as you will be able to use your physical card at that location. For Samsung Pay, which has a terminal with a magnetic card reader.

Technology and availability

Simply you can use Apple Pay and Google Pay NFC and some of like this. Simply tap your phone in a compatible terminal and the transaction is complete.

Samsung Pepper uses a technology called NFC and Magnetic Protective Transmission (MST). When you hold the phone in a terminal, it displays a signal that imitates the magnetic pitch of a card.

This means that it works very much with all terminals, merchants do not update their sales system updates. A situation where MST will not work when you need to insert a card in a slot, like a gas station.

One interesting fact is, “Offline payments” are also supported on all of these three platforms, so you can make a limited number of transactions because of don’t have any cell or Wi-Fi signals.

Advantage: Samsung Pay


Apple Pay vs. Samsung Pay vs. Google PayThe mobile payment system uses a system called Technonization to protect the details of the card. Once you add your card to the app, it creates a virtual account number and your actual card number is not returned to the merchant. When you tap and pay on your phone, it is a tokenized card number (automatically generated) and a crypt that acts as a password. Card network then verify and payment process.

Before going through Apple Payments, you must first authenticate using the TouchID (Fingerprint), FaceID or PIN before Apple.

But before dealing with the transaction, Google Pay only needs to unlock your phone with a phoneofriend, password, pattern or PIN.

If you lose your phone, you can delete three devices remotely, which will delete all your card details.

Advantage: Apple Pay (though TouchID is still more convenient than FaceID.

Other ways to pay

You just have not tied up from the phone here how you can use here:

  • Apple Pay: Apple Watch (in stores); IPad and Mac (for online purchase).
  • Google Pay: Some Android Wire Clocks
  • Samsung Pay: Gear Sport, S2 and S3 (But MST Support Only Gear S3).

Apple Pay (for Safari) is available for browser payments, and you have to authenticate with your fingerprint or FaceAid; You can do this from an iPhone or iPad; A MacBook Pro with Fingerprint Support; Or verify with a Mac and an iPhone or Apple Watch.

Google Pay also offers browser payouts as well as Chrome, Safari and Firefox, but many online stores do not use it anymore.

Samsung Pay and Google Pay work on 340,000 sites which use Visa checkout, if you make purchases from your phone. Chase pay users have options associated with Samsung Pay link to their wallets.

All three services also work when checking out on several apps.

Advantage: All three

Peer-to-peer payments

Apple Pay and Google Pay are the only two services that allow you to pay friends. Samsung Pay is currently not a peer-to-peer option.

With Apple Pay Cash, you can send money to contact Apple IDs via iMessage. Unfortunately, this means you’re cutting off from those who are not an Apple device. Money can be saved on your virtual card in the wallet application or you can withdraw it on your bank account. Apple Pay Cash is available for now only for the US.

You can give a phone number or email address from the Google Pay application on iOS, Android or desktop interface. (It was previously found in the Google Pay Sender application.) Like Apple’s Pay, you can keep a balance or move to your bank account.

Receive or pay payments from friends on Google Pay are coming soon to users in the United States and the UK.

Which one has won?

Apple Pay vs. Samsung Pay vs. Google PayFinally, a selection of these payment systems is connected to your ecosystem and your location. Apple users pay your only favorite Apple in Real World when Android users use Google Pay. Samsung owners can choose between Samsung Pay or Google Pay – both of you can be on your phone but if you want to use the other you have to set it as default and change it.

For the perfect adjustment across the broad range of terminals, Samsung won the salary due to MST technology. But among the supported apps and websites Apple PayPal is the most accessible with Apple Pay, and Google Pay provides the most interesting ways to use their friends irrespective of their phone.


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